When you begin a session, the Advisor's per minute rate is known, however, the length of time you decide to remain in the live session cannot be predetermined.
If you do not have funds in your account you will need to provide us with your credit card information. Your credit card will be pre-authorized.
Pre-authorizations are used to ensure that, at the specific time you are starting a session, you have enough funds in your bank account to cover the potential final session fee. Please note that a pre-authorization is not a charge but a temporary hold of funds within a clients bank/credit card account. These funds can either turn into a charge should the final fee match or be lower than the pre-authorized amount or will be automatically released after three to five business days.